No fancy theme for this week’s Carnival of Debt Reduction, as I just spent almost an hour on campus doing the academic advising thing so I can finally register for classes. Yeah, a little late in the summer, but I had to figure out how to switch my major and my academic advisor and the college’s website does NOT make that an easy task. It was so much easier to do when you had to go talk to a real person and fill out a paper form!
Next step: registering for classes on “drop day” then paying the bill right afterwards. “Drop day” is when the registrar drops everyone who hasn’t already paid their tuition bill from all their classes. I’ve used “drop day” to get the classes I want at the times I want for five semesters running now, and it’s how I will get into two “full” classes for this fall. The key is having ALL of the tuition money on hand before drop day, because at midnight each night the registrar drops anyone who isn’t paid in full or has a payment plan in place already.
Speaking of payment plans, let’s get this carnival started! Here are my picks of the 18 posts that made the cut this week:
- Brainy from Pants in a Can writes about “Red Zone Finances” which is a football analogy for his level of motivation in eliminating his debts. I like football, I LOVE killing off debt, so this one is a home run (to mix sports metaphors)
- Frederic Premji from I Need Motivation writes “How I Paid $25,000 in Debt Within 18 Months“ Nothing like a kick (donkey) success story to really help folks get fired up!
- Phil For Humanity has an idea that is not only near-and-dear to my heart, but one I wholeheartedly endorse: STOP USING YOUR CREDIT CARDS! Seriously, give this one a good read.
Those three are my favorites, but the rest are definitely worth reading here:
- Hanna from College Finance 101 writes about Budgeting (part 3)
- RC from Think Your Way to Wealth wrote about Creating an Aggressive Credit Card Debt Elimination Plan
- Broke Grad Student is Paying off student loans by making money online
- Our Four Pence Worth discusses Resisting the urge to splurge
- Heather guest posts at the Happy Rock and lists 5 creative ways to reduce your debt
- The Money Answer Guy talks about why Store credit cards are a ripoff
- Discover Debt Freedom has 5 Simple solutions to save $500
- Silicon Valley Blogger asks “Your free credit score: Is there such a thing?“
- Debt Free warns about Mortgage Consolidation Loans: what to watch out for
- Gather Little By Little warns “Somebody is Watching You” in everything you do … even finances!
- Bible Money Matters goes straight to the horse’s mouth with Dave Ramsey explains why the Debt Snowball works (note: I used this method myself)
- J. Money from Budgets are Sexy recounts the smartest money advice I ever got (love the quote)
- Ryan from Debt Reduction Formula asks “Is bad news better than good news?” when it comes to pf blogging and comments
- Living Almost Large provides some commentary on the new credit card laws and a link for your input to the Fed
- Coupon Artist says “All this debt is complicating my life!”
And there we have yet another quality week for the Carnival of Debt Reduction! Thanks to all the submitters for all the good reads. Now it’s time for the reading and commenting to begin! :) Meanwhile, I’ll be prowling the online class schedule and plotting out which class I want to take at what time for the fall semester.